Terms & Conditions

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. 

By using this website, you signify your agreement to these Terms and Conditions. If you do not agree to these Terms and Conditions, do not use this website. STEWART & ASSOCIATES (“STEWART”) may modify these Terms and Conditions at any time.

Restrictions On Use of Materials
This website is copyright protected. Any textual or graphic material you copy, print, or download is licensed to you by STEWART and/or its subsidiaries for your personal, non-commercial use only, provided that you do not change or delete any copyright, trademark or other proprietary notices.

This website is controlled and operated by STEWART from its offices within the Commonwealth of Kentucky, United States of America. STEWART makes no representation that materials in the website are appropriate or available for use in other locations. Compliance regulations are unique to each state/region and are assessed upon project initiation. PDFs and other downloadable material on this website may not apply to your specific region and/or state.

Disclaimers and Limitation of Liability; Forward-Looking Statements
STEWART may change, move or delete portions of, or may add to, this website from time to time.

THE MATERIALS IN THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. STEWART DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE CONTENT OR OTHER MATERIALS IN THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, STEWART DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. STEWART DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION CONTAINED ON THIS WEBSITE. STEWART DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS AVAILABLE ON THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE MATERIALS, THIS WEBSITE OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU (AND NOT STEWART) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR AND CORRECTION.

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL STEWART BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS WEBSITE OR ANY DOWNLOADED MATERIALS, EVEN IF STEWART OR ITS REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL STEWART’S TOTAL LIABILITY TO YOU FROM ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, OR OTHERWISE) EXCEED THE AMOUNT YOU PAID TO STEWART, IF ANY, FOR PRODUCTS PURCHASED ON THIS WEBSITE.

APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, OR THE ABOVE LIMITATIONS OF LIABILITY, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Submissions
You are solely responsible for the content of any comments you make. You agree that no comments submitted by you to this website will: (i) violate any right of any third party, including copyright, trademark, privacy or other personal or proprietary rights; (ii) be or contain libelous or otherwise unlawful, abusive, or obscene material or constitute the misappropriation of the trade secrets of any third party; and (iii) disparage the products or services of any third party. You agree not to submit any personal information (other than your email address or user name) through email sent to other users or messages posted on this website by you.

Contents and Hyperlinks
This wbwebsite may contain hyperlinks to independent third-party websites, and those websites are the sole responsibility of such independent third parties and use thereof is solely at your own risk. STEWART has no control over the content or policies of such third-party websites, and we are not responsible for (and under no circumstances shall be liable for) the contents, accuracy or reliability of any websites hyperlinked to this website.

Use of Personal Data
You may find information about STEWART’s collection and use of your Personal Information in the “Privacy Policy.”

Indemnification
You agree to indemnify, defend and hold harmless STEWART and its affiliates, employees, agents, representatives and third-party service providers, for any and all claims, demands, actions, liability, fines, penalties and expenses that may arise from any of your acts through the use of the website.  Such acts may include but are not limited to providing content to or communicating with STEWART or its affiliates, unauthorized use of material obtained through the website, engaging in a prohibited activity, or any other action that breaches these Terms of Use. 

Website Availability
STEWART cannot guarantee the website will be available 100% of the time because public networks, such as the internet, occasionally experience disruptions and occasional maintenance is necessary to keep the online experience current and compliant.  Although STEWART strives to provide the most reliable website reasonably possible, interruptions and delays in accessing the website are unavoidable and STEWART disclaims any liability for damages resulting from such problems.

By providing the services on the website, STEWART does not in any way promise that the services will remain available to you. STEWART is entitled to terminate all or part of any of the website at any time, in its sole discretion without notice to you.

Termination
This Agreement is effective unless and until terminated by either you or STEWART. You may terminate this Agreement at any time by no longer using this website, provided that all prior uses of this website shall be governed by this Agreement. STEWART may terminate this Agreement at any time and without notice, and accordingly deny you access to this website, in STEWART’s sole discretion for any reason, including your failure to comply with any term or provision of this Agreement. Upon any termination of this Agreement by either you or STEWART, you must promptly destroy all materials downloaded or otherwise obtained from this website, as well as all copies of such materials, whether made under the terms of this Agreement or otherwise.